01

Residential Valuation

Houses, apartments, and condominiums, valued primarily through the sales comparison approach.

Approach: Sales comparison, cost
Typical for: Sale · Purchase · Mortgage
02

Commercial Valuation

Offices, retail space, mixed-use, and industrial buildings, valued primarily through income capitalization.

Approach: Income, sales comparison
Typical for: Acquisition · Financing · Leasing
03

Land & Leasehold Valuation

Undeveloped or improved land, valued through comparable leasehold transfers.

Approach: Sales comparison
Typical for: Transfer · Development planning · Collateral
04

Loan & Mortgage Valuation

Reports prepared to the standard lenders require to assess collateral.

Approach: Selected per property type
Typical for: Bank & lender collateral assessment
05

Insurance Valuation

Focused on replacement cost rather than market value.

Approach: Cost (replacement basis)
Typical for: New policies · Coverage review
06

Legal, Estate & Tax Valuation

Valuations prepared for probate, estate division, litigation, and property tax assessment.

Approach: Selected per property & purpose
Typical for: Succession · Disputes · Tax filings
Every Report Includes

Nothing left implicit.

  • Physical site inspection
  • Stated methodology & approach
  • Comparable data summary
  • Property description & condition notes
  • Signed, dated valuation report
  • Purpose statement for intended use
Ethiopia's Land System

What a valuation actually values here.

Ethiopia's land system works differently from many countries, and it shapes what a valuation report can and can't say. Here's the context that matters.

Leasehold, Not Freehold

Under the Ethiopian Constitution, all land is the common property of the state and the people — no individual or business can own land outright.

A valuation of urban property values the leasehold interest and any buildings or improvements on the land — not land ownership itself.

Who Administers Land

At the federal level, the Ministry of Urban and Infrastructure sets the policy framework for urban land administration.

Day-to-day administration happens at city level — in Addis Ababa through the City Land Development and Management Bureau and the Landholding Registration and Information Agency.

Common Reasons to Get a Valuation in Ethiopia

1

Bank loan collateral

Banks lending against a leasehold property require an independent valuation.

2

Inheritance & estate division

Succession cases often need a dated, defensible valuation to divide a property's value fairly among heirs.

3

Property tax assessment

Ethiopia's property tax framework depends on accurate valuations.

4

Legal disputes

Boundary, ownership, or contract disputes often turn on an independent figure.

5

Insurance

Correctly insuring a building requires knowing its accurate replacement value.

Preparation

What You'll Need

Requirements vary by service and by city, but most engagements draw on the same core documents.

01

Landholding certificate or lease agreement

Your proof of leasehold right to the property.

02

Cadastral or survey record

The plot's official measurement and boundary map.

03

Valid identification

A national ID or passport for the property holder.

04

Tax clearance certificate

Proof that property tax obligations are current.

05

Any prior valuation or survey report

Earlier documentation speeds up comparable research.

06

Succession documentation (estate cases)

Court or family-law succession papers, where the valuation concerns an inheritance.

07

Lender's valuation format (loan cases)

If a bank requested the valuation, their specific report format, if provided.

This is general informational guidance, not legal advice. Land administration requirements can vary by city, by case, and over time — confirm specifics with your local land administration bureau, the Ministry of Urban and Infrastructure, or speak with Dream Assets directly.

Not sure which service applies to you?

Start with a preliminary estimate, or talk it through with us directly.

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